The numbers are examples
The amounts on this page explain how to read a payslip. They are not a promise for any other month.
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Pay & rights
Understanding your payslip
Check your payslip every month and contact Phantom when any item is unclear.
This guide uses an example payslip from 05/2026 to explain how to read your payslip. Actual amounts may change by month, law, personal details, work hours and authority instructions.
Example screenshots from the payslip guide
Look at the marked payslip screenshots, then read the detailed explanation below.
Before you start reading the payslip
Read calmly. You do not need to understand every line the first time.
The numbers can change
Wages, tax, housing, insurance and other items may change by law, pay month and personal details.
If unclear, ask
If your real payslip differs from the example, or a line is unclear, message Phantom.
What should you check on the payslip?
Follow these 5 simple points.
Month and worker name
Make sure the payslip is yours and for the correct month.
Work days / work hours
Check work days, regular hours, overtime, vacation, sick leave and rights shown on the payslip.
Payments before deductions
Review Payments such as Hours 100%, Hours 125%, Hours 150%, holiday and transportation.
Deductions
Review Deductions, tax, social security, medical insurance and housing.
Final payable amount
Check the final amount to be transferred and compare it with your bank transfer.
1. Worker details and pay month
- Check the worker name.
- Check the passport number or ID number shown.
- Check the pay month.
- Check the start date and work location, if shown.
- If your name, month or personal details are wrong, contact Phantom immediately.
2. Work days, vacation, sick leave and deposit
This section helps you see whether work days and rights were recorded correctly.
Work Days
The number of days worked that month. Compare it with your hour record.
Vacation / Sickness
Vacation and sick leave balances may change according to eligibility and work data.
Deposit
The monthly deposit is related to the legal deposit. It is not cash that can be withdrawn during employment.
Why is the hour record important?
Fill in the time report every day and make sure the site manager signs it.
Fill it every day
Write the start time, finish time and full details every day.
Manager signature
Make sure the site manager signs it. An unsigned report may not be enough proof of work hours.
Site change
You do not need to message every morning that you arrived, but if the site changes, update the company immediately.
3. Payments — before deductions
This section calculates your hours and different payment items.
Hours 100%
Regular work hours calculated at the regular rate.
Hours 125% / 150%
Overtime hours may appear on separate lines.
Holiday / Transport Allowance
Holiday work or transportation appears when there is entitlement for that month.
4. Deductions
Deductions may change by law, pay month, housing area and personal details.
Medical Insurance
Medical insurance.
House Expenses
Housing cost. The amount may change by housing area.
General House Expenses
Housing-related expenses or related items as shown on the payslip.
Income Tax
Income tax calculated by income and law for that month.
Social Security
Social security is a legal payment, not money the company keeps for itself.
Income tax and social security
These items are set by law and by the month’s data. Phantom does not keep these amounts for itself.
Income Tax
Tax calculated by income and law for that month. In the 05/2026 example: 843 ₪.
Social Security
A mandatory legal payment. In the 05/2026 example: 25.52 ₪.
Why can tax differ?
Two workers with similar gross pay may pay different tax because of work duration, previous salary and details in the tax system.
5. The amount you actually receive
Check the final amount before deciding how much money you received.
Total salary before some deductions. Example from 05/2026.
Pay after tax and some deductions. Example amount.
Final amount payable or transferred in the example.
Why does the salary change each month?
- Regular hours and overtime are not the same every month.
- Some months include holidays, absences, sick leave or vacation.
- Tax, housing, insurance and other items may change by law and personal details.
- Two workers with similar gross pay may pay different tax.
- If you do not understand, do not guess. Ask Phantom.
What to check every month
- Name and month are correct.
- Compare days and hours with your record.
- Check overtime and additional payments.
- Review every deduction line.
- Check the net amount.
- Compare with the bank transfer.
- Save the payslip.
What to send Phantom when you have a payslip question
- Full name.
- Passport number or worker number, when needed.
- Payslip month.
- A clear photo of the payslip.
- Hour record or dates in question.
- A short explanation of what you want checked.
- Bank screenshot only if relevant, with unnecessary details hidden.
Last updated: July 2026
Have a question about your payslip?
Message the Phantom team and explain what you want us to help check.
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